Our Team

Debe MarofskyDebra (Debe) Marofsky

Agency Principal and Insurance Producer

Even though I have been in the insurance industry for over forty years, I can truthfully say that I am still excited to be part of this very challenging and rewarding industry.  In addition to managing my independent insurance agency, I sit on the advisory board of NSI, a division of West Bend Mutual, for the childcare program, I was the expert insurance consultant for the Red Leaf Press publication of the Family Childcare Legal and Insurance Guide, and I am the past president of the Minnesota Professional Insurance Agents Association.  Additionally, I hold a Certified Professional Insurance Agent accreditation.

Fred Van Bemmel


I have 41 years of experience in the insurance industry; as an agent, multi-state regional sales manager and insurance agency owner.

Jon Beaudry


I have amassed a great deal of experience since starting in the insurance industry in 1992. I worked as a manager at an insurance software company for 8 years. I graduated from the University of Saint Thomas in Saint Paul, MN with a Bachelor of Arts degree in business. In my current position, I market business, home, auto and life insurance. I enjoy meeting new people and working with them to solve their insurance needs and build a relationship for a lifetime.

Deb ByrneDeb Byrne

Commercial Lines Account Executive

I have been in the insurance industry for more than thirty years and have earned the designation of Certified Insurance Service Representative.   Obtaining a comprehensive commercial insurance policy can often be an intricate and confusing endeavor.  It is my goal to assist the business owner or manager with identifying all the risks their company could encounter and assure them that their policy with us will provide the necessary coverage.  I thoroughly enjoy the intricacies of my work and the experience of working with my clients to best serve their needs.

Jennifer MattosJennifer Mattos

Personal Account Executive, Office Manager

I have been employed in the insurance industry for fifteen years at both the company and the agency levels.  I began my career in Hawaii in the workers compensation claim department of a major insurance company, but I find the customer service offered in an independent agency to be even more satisfying.  Evaluating the specific needs of our insureds and placing them with the appropriate carriers is one of the most rewarding aspects of my career.

ReNae BradfordReNae Bradford

Office Administrator

My position is best described as working behind the scenes, helping to keep the agency’s workflow moving smoothly.  In addition to managing, ordering and purchasing necessary supplies, I assist and often initiate a variety of special projects.

Debby SmithDeborah Smith

Accountant/Human Resources

Working in the accounting field for a multitude of clients and companies for many years, I have had the opportunity to learn more about this particular field than most others. Accounting in the insurance industry requires ongoing communication with all the insurance companies we represent.  In addition to managing the day to day financial operations of our agency, I also handle the human resource functions.

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