Blog

Happy National Grandparents Day!

September 5th, 2017

On Sunday, September 10th we will celebrate National Grandparents Day. Below is a guest blog post from our owner, Debe Marofsky. As I’ve gone through life I realize I have celebrated so many milestones; birth, graduation, marriage and the birth of my children just to name a few.  I have to admit, however, that as…Read More

Toxic Chemicals, Household Items, and Children … How Best to Childproof?

August 17th, 2017

Every so often, West Bend Insurance sends out a notice/reminder, often prompted by one of their loss prevention reps. In a recent email, they sent an important reminder about toxic chemicals within a child care situation. Of course, these reminders are also useful to parents of young children. In the email, they tell of a…Read More

Ways Insurance Protects You in an Emergency

August 10th, 2017

Our very own Debe Marofsky helped contribute to an article and flyer for Tom Copeland, the leading expert on the business of family child care. The topic? “How Insurance Protects You in an Emergency”, a piece written for Child Care Aware of America. Below is a brief preview. Click through for the full article/flyer. Homeowner’s…Read More

Heat Stroke Safety and Prevention

August 1st, 2017

We are well within the dog days of summer, some of the hottest days of the year. Days filled with being outside, playing in pools/sprinklers, and eating ice cream. But heat stroke is a real threat, especially for the young and elderly. Sadly, we hear all too often of a small child dying in a…Read More

Lightening and Storm Safety/Education

August 1st, 2017

According to the National Weather Service, lightening kills an average of 47 people per year. Lightening strikes the United States about 25 million times per year, so the percentage of deaths really is small. But still, there are precautions you can take to keep yourself safe. Many of these tips are from the National Weather…Read More

Your Insurance Policy and Home-Sharing

July 27th, 2017

Those of you living in the Minneapolis/St. Paul metro area know that the Super Bowl will be here soon! This huge event will bring in millions of dollars of revenue into the city, along with thousands and thousands of tourists. All of these people need a place to stay! Many people are looking into the…Read More

Insurance Coverage for a Home-Based Business

July 20th, 2017

Do you have insurance coverage for your home-based business? In most cases, claims for this type of business are not covered by your homeowner’s policy. Several court cases have applied this two-pronged test to determine if your in-home pursuit is a business: Is the activity regular and continuous? Is the activity profit-driven? (Doesn’t necessarily matter…Read More

Personal Toys in a Child Care Setting

July 20th, 2017

Do you allow children to bring personal items into your child care setting? Many allow nap-time essentials like loveys, stuffed animals, and blankets. But what about personal books? Electronics? Toys/trucks? Aside from lost personal belongings, what are the possible negative consequences of allowing personal items? West Bend’s “Culture of Safety” blog discusses this topic, and…Read More

Property Damage in a Child Care Setting

July 19th, 2017

Normal wear-and-tear is the cost of doing business for any business owner. But for a child care owner (and, most especially, in-home centers), this line might be a little blurry. If children are in your home, there’s a greater mix of personal belongings and business belongings. And while children are hard on toys and other…Read More

How to Spot a Phishing Attack

July 18th, 2017

Even if you’re pretty computer/internet savvy, it never hurts to have a reminder of things you should look for to minimize the likelihood you fall victim. This video from CMIT Solutions gives you tips for spotting a phishing attack.

Get a Quote or call for a quote at 763-551-1300